Legal
Terms of Service
These Terms govern your use of SplitOne’s website, web app, and mobile applications (together, the “Service”). By creating an account or using SplitOne, you agree to these Terms and our Privacy Policy.
The Service
SplitOne provides tools to record expenses, share them with others (private, aware, or settle modes), settle balances, and related personal finance tracking features. Features may change as we improve the product. Store apps may launch after the web app.
Accounts
- You must provide accurate registration information.
- You are responsible for activity under your account and for keeping credentials secure.
- You must be old enough to form a binding contract in your place of residence (and at least 13).
Acceptable use
You agree not to:
- Break the law or infringe others’ rights
- Abuse, harass, or harm other users
- Probe, scrape, or disrupt the Service, or bypass rate limits or security controls
- Upload malware or content you do not have the right to share
- Use capture features without the required system permission or to access another person’s device alerts without consent
We may suspend or terminate accounts that violate these Terms or create risk for SplitOne or other users.
Your content
You retain ownership of expenses, notes, receipts, and other content you submit. You grant SplitOne a limited license to host, process, and display that content solely to operate the Service for you and the people you share with. You are responsible for the legality of what you upload and share.
Payments and settlements
SplitOne helps you track what people owe and mark payments. Unless we explicitly offer a payment rail in your region, transfers happen outside SplitOne (for example UPI or other apps). We are not a bank, wallet, or money transmitter, and we are not responsible for third-party payment outcomes or disputes between users.
Premium and referrals
Some features may require a paid Premium plan or referral benefit. Prices and eligibility can change; we’ll show terms in the product before you buy or redeem. Free core features (including basic aware groups, settle, and tracker) remain available as described in the app.
Third-party services
Sign-in and messaging may use third parties (for example Google Sign-In or SMS verification). Their terms apply to those services. Links to app stores or other sites are provided for convenience.
Disclaimers
The Service is provided “as is” and “as available.” To the fullest extent permitted by law, we disclaim warranties of merchantability, fitness for a particular purpose, and non-infringement. SplitOne is a productivity tool — not financial, tax, or legal advice.
Limitation of liability
To the fullest extent permitted by law, SplitOne and its operators will not be liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, data, or goodwill. Our aggregate liability for claims relating to the Service is limited to the greater of (a) amounts you paid us for Premium in the 12 months before the claim or (b) USD $50.
Indemnity
You will defend and indemnify SplitOne against claims arising from your content, your misuse of the Service, or your violation of these Terms, to the extent allowed by law.
Changes and termination
We may update these Terms; the “Last updated” date will change, and continued use after notice means acceptance. You may stop using SplitOne anytime. We may discontinue or change the Service with reasonable notice when practical.
Governing law
These Terms are governed by the laws of India, without regard to conflict-of-law rules, unless mandatory consumer protections in your country apply. Courts in India have exclusive jurisdiction for disputes that cannot be resolved informally, except where local law requires otherwise.
Contact
Questions about these Terms: legal@splitone.app